Allstate Report: Brownsville Drivers Crash Every 14.99 Years, Boston Every 3.76 Years
ALL•Brownsville, Texas, again ranks as Allstate’s safest city, with drivers averaging 14.99 years between collisions, while Boston remains most collision-prone at just 3.76 years. Waco surged 40 spots in safety rankings and Detroit fell 38 spots, as Drivewise data highlights speeding, hard braking and phone use driving crash risks.
1. Key Rankings
Allstate’s 2026 Best Drivers Report ranks Brownsville, Texas, as the safest city with an average 14.99 years between collisions and Boston as the riskiest with just 3.76 years. Waco, Texas, climbed 40 spots in the rankings, while Detroit fell 38 spots year over year.
2. Geographic Trends
Texas dominates the safest city list with four entries and Colorado contributes two, whereas seven of the ten riskiest cities lie in the Northeast, including Boston, Worcester and Springfield. Shifts in traffic patterns and driver behavior drove about one-third of cities to move at least ten ranking spots.
3. Drivewise Insights
Allstate’s Drivewise program analyzes driving behaviors such as speeding, hard braking, phone use and nighttime driving to assess risk and encourage safer habits. Users receive feedback through the mobile app on behaviors they can control to reduce collision likelihood and out-of-pocket costs.
4. Implications for Premiums
By linking collision frequency and telematics-based insights, Allstate aims to help drivers lower their insurance costs through safer driving. Cities with longer intervals between crashes could see more stable claims experience, potentially influencing regional premium adjustments.
