Amerisafe Q4 EPS of $0.51 Misses by 10.5%, Revenue Beats

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Amerisafe reported Q4 adjusted EPS of $0.51, missing the $0.57 consensus and down from $0.67 a year ago, marking a 10.5% earnings surprise. Quarterly revenues rose 9.9% to $80.75 million, exceeding estimates by 0.6%.

1. Q4 2025 Financial Results

Amerisafe posted adjusted EPS of $0.51 for the quarter ended December 2025, missing the $0.57 consensus and down from $0.67 in Q4 2024, resulting in a 10.5% earnings surprise. Revenues climbed 9.9% year over year to $80.75 million, topping the estimate by 0.6%, marking the first revenue beat in four quarters.

2. Performance Trends and Outlook

Over the past four quarters, Amerisafe has exceeded EPS estimates only once and its shares have lagged the S&P 500 by about 3% year to date. Consensus forecasts for Q1 call for $0.54 EPS on $80.14 million in revenue, while full-year estimates stand at $2.13 EPS on $330.12 million, reflecting mixed analyst revisions.

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