BOK Financial Q4 EPS $2.91 Beats Estimates; Raymond James Lifts Target to $140
BOK Financial reported Q4 EPS of $2.91 beating the $2.16 estimate, with revenue of $560.1 million versus $549.4 million and NIM expanding to 2.98% as sequential loans and deposits rose to $25.6 billion and $39.4 billion. Raymond James raised its price target to $140, implying 7.87% upside.
1. BOK Financial Posts Strong Q4 Results
On January 20, 2026, BOK Financial Corporation reported fourth-quarter earnings per share of $2.91, surpassing analysts’ consensus of $2.16. Revenue for the period reached $560.1 million, beating the consensus estimate of $549.4 million. Net interest margin expanded to 2.98%, benefiting from lower funding costs and disciplined expense management. Sequentially, total loans grew 3.2% to $25.6 billion and deposits increased 2.4% to $39.4 billion. Adjusted net income per share was $2.48, marking a 16.9% year-over-year increase and outperforming the Zacks Consensus Estimate of $2.13.
2. Raymond James Raises Price Target
Following the strong quarterly performance, Raymond James set a new 12-month price target of $140 for BOK Financial, implying upside of 7.87%. The firm cited the bank’s expanded net interest margin, robust loan and deposit growth in core markets, and improved fee income as key drivers. Raymond James analysts highlighted BOK Financial’s disciplined capital allocation and potential for further margin expansion as positive catalysts for shareholder value.