Bread Financial July net principal loss rate falls to 6.8% from 7.63% - BFH News | RalliesBread Financial July net principal loss rate falls to 6.8% from 7.63%
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BFH• July credit metrics improve year over year
- Bread Financial posted a July 2026 net principal loss rate of 6.8%, down from 7.63% a year earlier.
- Net principal losses fell to $106 million from $114 million.
- Average credit card and other loans rose 4.9% year over year to $18.45 billion.
- End-of-period credit card and other loans increased to $18.54 billion from $17.59 billion.
- Delinquency rate improved to 5.35% at July 31, 2026, from 5.82% a year earlier.
