Kroll Bond Rating Agency affirmed Dime Commercial Bancshares’ BBB+ deposit and senior unsecured debt ratings and assigned a Positive outlook based on stronger earnings, improved capital and reserves, and lower investor CRE concentration. Dime garnered $3 billion in core deposits since 2023, eliminating noncore funding and boosting liquidity.
Kroll Bond Rating Agency affirmed Dime Commercial Bancshares’ BBB+ deposit and senior unsecured debt ratings and assigned a Positive outlook on June 16, 2026, reflecting confidence in the bank’s financial trajectory.
The Positive outlook reflects management’s successful execution of deposit gathering and loan portfolio diversification strategies, which have contributed to stronger earnings, enhanced capital and reserve levels, and reduced exposure to investor CRE concentrations.
Since 2023, Dime’s deposit-focused team has generated $3 billion in core deposits, enabling the bank to largely eliminate noncore funding sources and materially enhance on-balance-sheet liquidity.
With approximately $15 billion in assets and the leading deposit market share in Greater Long Island, Dime Commercial Bancshares is well positioned to sustain growth across its regional commercial banking franchise.
