Europe’s First AI Agent Payment Live with Santander, Google Joins Mastercard Agent Pay Partnership

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Mastercard and Santander executed Europe’s first live end-to-end payment by an AI agent using Mastercard Agent Pay under a regulated framework. Google is listed among AI and commerce partners, positioning it for potential growth in payment-processing innovation partnerships.

1. Mastercard Launches European Agent Pay

Mastercard and Santander completed Europe’s first live end-to-end AI agent payment within a regulated banking framework using Mastercard Agent Pay, marking a milestone in AI-driven transactions under strict security and consumer protection controls.

2. Google Joins AI Commerce Partnership

Google is among a group of AI and commerce experts including Stripe and Ant International’s Antom partnering with Mastercard to integrate AI agents into payment flows, enabling seamless, governed transactions across issuers, acquirers and merchants.

3. Future Outlook for Google

The partnership could expand Google’s role in AI-enabled commerce, potentially unlocking new payment-processing and AI service revenue streams as agentic payments scale across global markets.

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