Farmers National Banc reported Q2 2026 net income of $23 million, or $0.39 per diluted share, up 65.6% from a year earlier.
Net interest margin widened to 3.44% from 2.91%, while net interest income climbed 60.5% to $56 million.
Non-performing loans fell 25.4% from the prior quarter to $44.6 million; annualized net charge-offs rose to 0.30% of average loans.
Commercial lending fundings more than doubled from Q1 to about $175 million, while unfunded commercial balances increased 9% to about $40 million.
CEO Kevin J. Helmick cited accelerated commercial fundings, progress integrating the Middlefield acquisition, and a core technology conversion targeted for late Q3.