On January 22, 2026, Piper Sandler set a price target of $65 for FB Financial Corporation, implying an upside of approximately 7% from its trading level at that time. The firm cited FBK’s disciplined credit management, rising net interest margins and a diversified loan portfolio as key drivers of expected share appreciation. Piper Sandler analysts noted that recent strategic initiatives— including targeted small-business lending programs in Alabama and Georgia—are positioned to support revenue growth over the next 12 months.

During the Q4 2025 earnings call, FB Financial’s management reported 8% year-over-year loan growth and a 12 basis-point expansion in net interest margin. Total revenue for the quarter increased by 6%, driven by higher interest income and fee income from wealth management services. Executives acknowledged headwinds from elevated funding costs but emphasized a strong provision coverage ratio and continued deposit retention above 95%. They reiterated guidance for mid-single-digit core earnings growth in 2026, underpinned by ongoing branch optimization and cross-selling initiatives.

FB Financial’s board declared a quarterly cash dividend of $0.21 per share, representing an 11% increase over the prior payout. This marks the 32nd consecutive dividend declared by the company. The dividend is payable on February 24, 2026, to shareholders of record as of February 10, 2026. CEO Christopher T. Holmes remarked that the increase reflects FBK’s strong operating performance and growing franchise in Tennessee, Kentucky, Alabama and Georgia. As of year-end, the company reported approximately $16.3 billion in total assets and operated 90 full-service branches, reinforcing its capacity to deliver stable income to investors.