Fiserv Q4 Revenue Up 1% to $5.28B, EPS Down 8%
Fiserv’s GAAP revenue rose 1% to $5.28B in Q4 2025 while GAAP EPS fell 8% to $1.51, with organic revenue flat. For full year, GAAP revenue climbed 4% to $21.19B and EPS increased 18% to $6.34, and the company expects 1–3% organic growth and $8.00–$8.30 EPS in 2026.
1. Fourth Quarter Results
GAAP revenue increased 1% to $5.28 billion in Q4 2025, driven by 2% growth in Merchant Solutions offsetting a 2% decline in Financial Solutions. GAAP EPS was $1.51, down 8%, and organic revenue was flat for the period.
2. Full Year 2025 Performance
For the full year, GAAP revenue grew 4% to $21.19 billion with 5% Merchant Solutions growth and 2% Financial Solutions growth. Full-year GAAP EPS rose 18% to $6.34, while free cash flow totaled $4.44 billion.
3. Capital Deployment and Acquisition
The company repurchased 32.2 million shares for $5.6 billion in 2025 and acquired StoneCastle Cash Management in December to expand deposit funding solutions. Share repurchases totaled $200 million in Q4.
4. 2026 Outlook
Fiserv forecasts 2026 organic revenue growth between 1% and 3% and adjusted EPS of $8.00 to $8.30, reflecting disciplined investments and efficiency initiatives under its One Fiserv strategy.