Glacier Bancorp completed its largest acquisition program in company history during 2025, closing on the purchase of Bank of Idaho in April and Guaranty Bank & Trust in October. These deals expanded Glacier’s geographic footprint into two of the fastest-growing markets in the nation: Idaho’s Treasure and Magic Valleys and the major banking hubs of Texas. The Idaho acquisition added roughly $1.2 billion in total assets and 15 branch locations, while the Texas deal brought $2.8 billion in assets and 30 branches, bringing the company’s pro forma branch count to 180 across eight states.

For the quarter ended December 31, 2025, Glacier Bancorp reported adjusted earnings of $0.49 per share, missing the Wall Street consensus estimate of $0.59 and down from $0.54 in the year-ago period. Net interest income rose 4% year-over-year to $190 million, but a 15 basis-point decline in net interest margin—driven by heightened funding costs—offset loan growth of 6%. Noninterest income held steady at $40 million despite a modest decline in mortgage banking revenue following higher interest rates.

Management has already converted the Bank of Idaho platform as of September 2025 and plans to convert Guaranty Bank & Trust in February 2026. Glacier Bancorp expects cost synergies of at least $18 million by the end of the second quarter, primarily from technology consolidation and branch optimization. The company reiterated its full-year 2026 net interest margin guidance of 3.20%–3.30% and loan growth target of 8%–10%, noting that the combined Texas and Idaho markets are projected to contribute more than 40% of new originations next year.