On January 12, 2026, Daiwa Capital Markets reiterated its bullish stance on PayPal, setting a price target that implies roughly a mid‐single‐digit percentage upside from current levels. The firm highlighted PayPal’s attractive valuation multiple relative to its digital payments peers and noted that the stock is trading significantly below its one‐year high, presenting what it termed a “compelling recovery opportunity” for long‐term investors.

PayPal announced an extension of its strategic partnership with Deutsche Bank to broaden merchant settlement and payout services across North America, Europe and the Asia‐Pacific region. Under the expanded agreement, Deutsche Bank will enhance PayPal’s infrastructure for cross‐border withdrawals and collections, leveraging its cash management expertise to improve transaction resilience and diversify settlement corridors for enterprise clients.

Despite substantial revenue growth and a transaction margin that has increased in the high single‐digit percentage range over several quarters, PayPal’s share price remains well below prior peaks. The company continues to invest in high-conversion initiatives—its guest checkout platform conversion rate exceeds industry norms—and maintains an active capital return program. Venmo, PayPal’s subsidiary, has seen monthly active debit card users climb by approximately one-third year-over-year, underscoring the business’s underlying strength even as market sentiment lags.