Peoples Financial Q2 FY26 net income drops 27.78% to $897,000; EPS falls to $0.19 - PFBX News | RalliesPeoples Financial Q2 FY26 net income drops 27.78% to $897,000; EPS falls to $0.19
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PFBX• Quarterly results
- Peoples Financial posted Q2 2026 net income of $897,000, down 27.78% from a year earlier; EPS fell to $0.19.
- Net interest income slid 10.11% to $4.92 million on lower interest income from securities and overnight federal funds.
Balance sheet and outlook
- Total assets rose to $771.03 million, while deposits stood at $609.78 million.
- Management said it is closely monitoring economic conditions and potential rate changes.
Profitability and efficiency
- Return on average assets eased 0.01 percentage point to 0.63%, while the efficiency ratio widened 2 percentage points to 80%.
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