Barclays analyst Benjamin Budish has established a price target of $125 for Charles Schwab Corporation, implying a potential upside of 22.8% from current levels. This projection reflects confidence in Schwab’s diversified revenue streams—brokerage, banking and advisory services—and positions the firm favorably against competitors such as Fidelity and TD Ameritrade. Budish’s assessment follows a detailed review of Schwab’s net interest margin improvements and client asset growth trends.

For the quarter ending December 2025, Schwab reported revenue of $6.34 billion, marking an 18.9% increase over the prior year and exceeding the Zacks Consensus Estimate of $6.33 billion by 0.1%. Earnings per share rose to $1.39—up from $1.01 a year ago—and topped analyst forecasts by 2.31%. This EPS growth was driven by higher net interest income and a 7% expansion in client assets under custody, which reached $7.2 trillion at quarter-end.

Schwab’s market capitalization stands at approximately $185 billion, supported by an average daily trading volume of 14.7 million shares. During the most recent trading session, Schwab shares moved in a range of $99.69 to $104.81, reflecting intraday volatility of roughly 5%. Over the past 52 weeks, the stock has traded between $65.88 and $104.98, underscoring a broader uptrend that momentum investors may find attractive.

A new Charles Schwab Advisor Services study of 533 independent RIAs found that 63% now use AI tools, a more than twofold increase since 2023. However, only 10% have integrated AI into firm-wide systems; most deployments remain limited to administrative tasks such as notetaking and email drafting. Among current users, 82% rely on generative AI through individual experimentation, and 59% expect AI to deliver measurable improvements in client relationships within one year. Schwab has launched an “AI in Action” program, featuring webcasts, in-person summits and executive education to help advisors scale AI strategically.