Sezzle will report Q4 earnings after market close on Wednesday. Last quarter revenue reached $116.8 million, a 67% year-on-year increase that beat estimates. This quarter, consensus expects 28.7% year-on-year revenue growth, marking a slowdown from the prior year’s 101% surge. Analysts have largely maintained their revenue and earnings estimates heading into the announcement.

Sezzle’s personal loan peers, SoFi and LendingClub, reported Q4 revenue growth of 37% and 22.7%, beating estimates by 2.7% and 1.8% respectively. Despite those beats, SoFi shares fell 9.4% and LendingClub shares dropped 16%, indicating tepid market reactions to sector earnings outperformance.

Sezzle’s share price has declined 15.6% over the past month, versus a 10% average decline among personal loan stocks. The company enters its earnings report with an average analyst price target of $92.60, roughly 63% above the current share price, suggesting significant upside if results exceed tempered expectations.