Valley National Delivers 9.3% Revenue Growth to $2.03B, Forecasts 4-6% Loan Rise
Valley National Bancorp’s 2025 revenues rose 9.3% to $2.03 billion, driven by net interest income climbing 8.2% to $1.77 billion and NIM expanding 20 basis points to 3.05%. Non-interest income surged 16.8% to $262.1M, management forecasts 2026 loan growth of 4-6%, NII to rise 11-13% and 15-20 bps NIM expansion.
1. 2025 Financial Performance
Valley National Bancorp’s total revenues climbed 9.3% to $2.03 billion in 2025, led by net interest income rising 8.2% to $1.77 billion and net interest margin expanding 20 basis points to 3.05%. Non-interest income also grew 16.8% to $262.1 million, bolstering top-line results.
2. Multi-Year Growth and Peer Context
Over the five years ended 2025, Valley National recorded a 9.5% CAGR in net interest income and a 9.2% net revenue CAGR, outperforming peers BankUnited (4.3% net revenue CAGR) and Hilltop Holdings (–9.5%). This reflects disciplined liability management and higher-yield asset allocations.
3. 2026 Revenue Outlook
Management projects 2026 gross loan growth of 4–6% and a 5–7% rise in deposits, supporting an 11–13% increase in net interest income and a 15–20 bps net interest margin expansion assuming two rate cuts. Non-interest income is expected to grow 6–9%, driven by fee-based services and normalized capital markets activity.