Vision Credit Union Adopts nCino for Automating 70% Agricultural and Commercial Loans
NCNO•Vision Credit Union, Alberta’s second-largest credit union with C$2.6 billion in assets and 38,000 members, adopted nCino’s Commercial Lending, Banking Advisor and Automated Spreading for its agricultural and commercial loan portfolio comprising almost 70% of its book. The implementation will digitize credit decisioning and automate financial statement analysis, reducing manual workflows.
1. Vision Credit Union Profile
Vision Credit Union is Alberta’s second-largest credit union, serving 38,000 members across 24 rural communities with assets of C$2.6 billion. Agricultural and commercial loans account for nearly 70% of its portfolio, reflecting deep ties with local farming families and rural businesses.
2. nCino Solutions Selected
Vision Credit Union selected nCino’s Commercial Lending solution to manage the full lending lifecycle, Banking Advisor to surface AI-driven recommendations at decision points, and Automated Spreading to streamline analysis of financial statements.
3. Anticipated Benefits
The deployment will replace paper-heavy workflows, accelerate credit decisioning and ensure faster, accurate financial analysis. This digital transformation aims to free staff from administrative tasks, enabling richer member conversations and deeper relationship building.
