Bank of America Drives Q4 Loan Growth with Commercial Lending, Eyes 3,800-Branch Expansion

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Bank of America’s Q4 loan growth leaned heavily on commercial loans as consumer lending slowed, influencing its cautious earnings guidance. Shares fluctuated, sliding 7.39% then rebounding 6.15% over two months, while the bank plans to expand its branch network to 3,800 locations and boost AI-led digital AUM services.

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