BMO, Mastercard roll out embedded commercial virtual card payments in enterprise software across North America
BMO•BMO and Mastercard launched embedded commercial virtual card payments in enterprise software on Oct. 1, 2026, for eligible corporate card clients in Canada and the U.S. The service supports virtual card payments within ERP, procurement, accounts payable and travel management systems.
1. Payments embedded in software
BMO partnered with Mastercard to embed commercial virtual card payments directly into enterprise software platforms across North America. Clients can initiate, approve, manage and reconcile payments within ERP, procurement, accounts payable and travel management systems. BMO is the first Mastercard issuer in Canada to offer issuer-backed embedded virtual card payments through Mastercard’s Commercial Express framework.




