In January 2026, 45,000 U.S. homes that were delisted last year were brought back onto the market—a record 3.6% of all January listings, surpassing the previous high since records began in 2016. Delistings reached a peak of 112,788 in December 2025 as many sellers withdrew listings rather than cut prices.

Mortgage rates dipped to 5.98%, the lowest level in over three years, boosting theoretical buying power. However, homebuyer activity has remained subdued as economic uncertainty and rising geopolitical tensions have kept many potential purchasers on the sidelines.

A surge in relistings may broaden housing supply and pressure asking prices, potentially reducing brokerage commissions and mortgage volumes. Continued buyer caution could delay home sales and loan originations, challenging Rocket Companies’ goal of expanding its end-to-end homeownership platform.